Financial Highlights

Items Consilidated Financial Statements
2021 2020 2019
March December December
Statements of comprehensive income : Million Baht
Interest income 1,847 7,855 8,643
Interest expenses (619) (3,129) (4,157)
Net interest income 1,228 4,726 4,486
Total operating income 1,828 7,747 7,904
Total other operating expenses (776) (2,997) (3,005)
Expected credit losses
(Bad debts and doubtful accounts)
(406) (2,304) (1,093)
Net profits 560 2,057 3,215
Statements of financial position : Million Baht
Total assets 251,197 249,312 240,731
Total liabilities 212,712 210,681 199,568
Total shareholders' equity 38,485 38,631 41,163
Registered issued and paid-up share capital 21,184 21,184 21,184
Comparing per share : Baht
Basic earnings per share 0.027 0.098 0.152
Dividend rate per share N/A 0.0400 0.0800
Book value per share 1.8396 1.8467 1.9431
Financial Ratio (%)
Return on average assets (ROA) 0.90 0.84 1.32
Return on average shareholders' equity (ROE) 5.81 5.16 7.95
Dividend payout ratio N/A 84.19 69.58
The ratio of tier 1 capital fund to risk assets (Core capital ratio) 16.180 16.663 15.077
The ratio of total capital fund to risk assets (BIS ratio) 18.688 19.182 17.355