Items | Consilidated Financial Statements | ||||
---|---|---|---|---|---|
2022 | 2021 | 2020 | |||
September | December | December | |||
Statements of comprehensive income : Million Baht | |||||
Interest income | 6,271 | 7,770 | 7,855 | ||
Interest expenses | (1,762) | (2,331) | (3,129) | ||
Net interest income | 4,509 | 5,439 | 4,726 | ||
Total operating income | 5,970 | 8,075 | 7,747 | ||
Total other operating expenses | (2,624) | (3,223) | (2,997) | ||
Expected credit losses (Bad debts and doubtful accounts) |
(1,912) | (3,275) | (2,304) | ||
Net profits | 1,234 | 1,384 | 2,057 | ||
Statements of financial position : Million Baht | |||||
Total assets | 276,217 | 264,636 | 249,312 | ||
Total liabilities | 240,363 | 226,438 | 210,681 | ||
Total shareholders' equity | 35,854 | 38,198 | 38,631 | ||
Registered issued and paid-up share capital | 21,184 | 21,184 | 21,184 | ||
Comparing per share : Baht | |||||
Basic earnings per share | 0.058 | 0.066 | 0.098 | ||
Book value per share | 1.6925 | 1.8032 | 1.8467 | ||
Financial Ratio (%) | |||||
Return on average assets (ROA) | 0.62 | 0.54 | 0.84 | ||
Return on average shareholders' equity (ROE) | 4.41 | 3.60 | 5.16 | ||
The ratio of tier 1 capital fund to risk assets (Core capital ratio) | 13.668 | 15.909 | 16.663 | ||
The ratio of total capital fund to risk assets (BIS ratio) | 15.748 | 17.947 | 19.182 |